usda home loan

Looking To Pre-Qualify For A Zero Down USDA Home Loan in Texas?

usda loan

$0 Down Payment

  • 100% Financing
  • Backed by Dept. of Agriculture
usda lender

97% of US Land Mass Eligible

  • 97% of US Land is Eligible
  • 0% Down Even Non-Military
usda loan texas

Flexible Credit Requirements

  • We'll Build You A Custom Home Buying Game Plan.

We've Helped Buyers All Over Texas...

Dallas / Ft. Worth



San Antonio

South Texas

West Texas

Frequently Asked Questions

The MAX LTV for Purchase: 80%, Refinance: 75%

Minimum FICO is 650, but 680 or higher is ideal.

Tier I: Multifamily, Mixed-Use. Tier II: Retail, Mixed-Use, Warehouse/Self-Storage, Office, Industrial, Automotive, Mobile Home Parks, Restaurants, Bars, Gas Stations, Day Care Centers.1-4 Unit Proerties that close in an LLC.

We can do no doc programs, lite doc programs, or 2 years personal and business tax returns. At the end of the day, you don't need docs to qualify.

We can go as low as 1.00.


Minimum loan amount we can work with is $100k.

We typically go up to $3 Million. If you have a special scenario though, book a call with us and we can create a game plan for you.

Copyright @ 2023 all rights reserved. is not affiliated with or endorsed by the U.S. Dept. of Agriculture or any government agency. This website is for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. No advertisement or solicitation from is meant to be a mortgage brokering activity or mortgage lending activity. All brokering or lending activities can only be completed by a licensed loan originator. To see if your loan officer is licensed in your state, please go to .